The first part of the answer is The Death Arrows are civilized and business men. They believe it's proper to give someone a chance to put their affairs in order. There is no known case where someone escaped a contract.
The second part, it allows others to seek compensation for outstanding loans.
And lastly, it gives the target a sporting chance. Though once their death is proclaimed it's only a matter of time before they assume room temperature, but the Death Arrows prefer to give a fighting man a chance to not go quietly into the ever night.
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